Helping Clients Understand Real Estate Finance


Online Self-Paced Course

One of the best ways to promote and market yourself to potential clients is, arguably, by becoming an expert in areas that benefit them. Although as a real estate licensee you should never give financial advice, the better you understand the concepts, processes, challenges, and calculations associated with real estate financing, the better you can assist your clients through this often-frustrating process. This course will cover a brief history of the mortgage industry and introduce the players. We will discuss financing, security instruments, and legal clauses commonly included in these instruments. We’ll look at various loan types, including government-backed mortgage programs and discuss mortgage fraud and predatory lending. Finally, we will examine the loan process, qualifying standards for borrowers, and mortgage laws.

New Jersey Real Estate Continuing Education

Total 12 Hours Required every 24 Months:

  • 6 Hours of Core Topics, with at least two hours of Ethics
  • 6 Hours of Electives

Completion Information:

Final Exams: New Jersey does not require final exams.

Course Certificate:

You will receive your course certificate immediately upon course completion. Print your certificate of completion and retain this certificate for your records. Your hours will be submitted to the continuing education service provider for the New Jersey Real Estate Commission.

Expiration Date of Course: Course expiration dates vary by course, but are generally 180 days from the date of purchase. Each course has an individual expiration date, which is listed in our student dashboard.

State Agency

New Jersey Real Estate Commission
20 West State Street
Trenton, NJ 08625
Phone: 609-292-7272
Fax: 609-292-0944

Note: All information provided is subject to change without notice. Every effort has been made to ensure the accuracy of information presented; however errors may exist. Licensees are directed to recheck facts when considering their License renewal with the governing state agency.


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